Are you a new driver looking to buy your first car? If you want a dependable, safe vehicle that won’t take all your savings to purchase, read on as we share the details about seven used cars under $20,000. These picks blend safety, longevity, and value, making them the best used cars for first-time drivers in Chicago, Illinois.
Why Choosing the Right Used Car Matters for First-Time Drivers
As a new driver, you need a vehicle that balances safety, reliability, and budget. Less road experience means you’re more at risk for having an accident, but choosing the right vehicle can make things easier when dealing with Chicago’s traffic. While features such as automatic braking and lane-keeping alerts offer protection, the basics, such as visibility, handling, and crash ratings, are equally important.
Top Used Cars for First-Time Drivers Under $20,000
Several cars meet the needs of new drivers, offering solid safety features, proven track records, and good value. Though all are excellent options, your needs are unique. Use this list to start your search, but factor in your situation before deciding.
2018-2020 Toyota Corolla: A Compact Car With Proven Reliability
The Toyota Corolla is reliable, practical, and handles almost anything. Models from 2018-2020 typically run under $20,000 and have features ideal for Chicago’s hectic roads. Toyota Safety Sense offers numerous standard safety features, including pedestrian detection and automatic braking. The Insurance Institute for Highway Safety named the 2018 and 2020 Toyota Corolla a Top Safety Pick, with the 2019 model year getting “Good” ratings across the board.
The Corolla wins on reliability and affordability. U.S. News & World Report gives the 2019 model a reliability rating of 7.9 out of 10, and Repair Pal says that yearly repairs average $362. Good gas mileage offers even more savings.
2017-2019 Honda Civic: Popular Choice for New Drivers
The Honda Civic offers style and substance. The 2017-2019 models got a makeover, boosting their looks and driving feel. The Civic shines on Chicago’s streets, providing maneuverability in tight parking spots while still being smooth on longer drives. Depending on your needs, you can choose from sedan, coupe, or hatchback styles. The Civic’s roomy cabin fits friends and weekend gear easily.
Kelley Blue Book gives the 2019 Civic a 4.7 out of 5 for reliability, and yearly repairs for the 2017-2019 models are around $368. Safety upgrades, such as adaptive cruise control and lane-keeping assist, add to the Civic’s appeal for new drivers.
2018-2020 Hyundai ELANTRA: Affordable and Stylish
The Hyundai ELANTRA pairs stylish looks with user-friendly technology that new drivers love. Some trims offer heated seats to make Chicago winter drives bearable. Safety features in newer models include forward collision warnings and automatic braking. The ELANTRA is a solid pick with a 4.5 out of 5 reliability score and an average of $452 yearly repair costs.
2018-2020 Mazda3: Fun To Drive and Fuel Efficient
Do you want a first car that’s fun yet practical? The 2018-2020 Mazda3 delivers both. This zippy compact car brings excitement to Chicago drives while listing under $20,000, making it perfect for tight budgets. Despite being fun to drive with quick handling, it remains practical and offers good fuel economy. Some models come with all-wheel drive for extra grip during harsh Chicago winters.
The Mazda3’s cabin feels upscale, with quality materials. Safety features include blind-spot warnings and rear cross-traffic alerts, so it’s ideal for tight city parking. The Mazda3 remains affordable with a 4 out of 5 reliability rating and $433 yearly repair costs.
2017-2019 Kia Soul: Unique Design with Versatile Space
The 2017-2019 Kia Soul turns heads while packing real practicality into its quirky shape. Its surprisingly roomy interior defies its compact exterior. Its boxy design gives excellent visibility, which is crucial when learning to parallel park on crowded streets.
Its simple infotainment system makes daily drives enjoyable, and available heated seats are ideal for brutal Chicago winters. Safety features include a backup camera. U.S. News & World Report named it the Best Compact Car in 2018. Reliability varies by year.
2017-2019 Toyota Camry: Midsize Comfort and Efficiency
Try the Toyota Camry if you want space and comfort. Most 2017-2019 models run under $20,000, making them perfect for first-time drivers. The Camry shines with its smooth, quiet ride. The roomy interior works well for traveling with friends and gear. Safety features include automatic braking and lane-keeping assist. J.D. Power gives the 2019 model a score of 83 out of 100 on reliability, and with a cost of $388 for yearly repairs, it’s tough to beat.
2019-2020 Nissan Altima: A Smooth Drive With Advanced Features
The 2019-2020 Nissan Altima offers numerous modern features for new drivers. The Altima’s optional all-wheel drive provides safety on Chicago’s slick winter roads, while its good fuel economy can help you save money. Driver aids include automatic braking, lane departure warnings, and semi-autonomous features on some models. If you want modern technology, the Altima merits a look.
Key Features To Look for in a Used Car
If this is your first time car shopping in Chicago, focus on features that affect safety, reliability, and your daily driving experience. Check ratings from the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration for crash protection. Features such as automatic braking, lane departure warnings, and blind-spot alerts can help prevent accidents.
Reliability is just as important. Use Consumer Reports or J.D. Power to review a vehicle and check the maintenance history and fuel economy. Consider a car’s size and visibility; you need one that’s easy to park and offers clear sightlines to boost your driving confidence.
Tips for Buying Used Cars for New Drivers
Used car shopping can baffle first-timers and parents alike, but with good preparation, you can find the right match for your needs and budget. Do your homework by checking the car’s past through CARFAX or AutoCheck for accidents and repairs. Get a prepurchase inspection; spending the $100-$150 is worth the thousands you’ll save by finding hidden issues.
Test-drive the vehicle on city streets, highways, and more challenging terrain to see how it handles. Check insurance costs before buying; young Chicago drivers often pay steep rates. Getting quotes early prevents budget surprises.
Make a Smart Investment in a Used Vehicle
Finding your ideal first car for driving in Chicago means balancing safety, reliability, and cost. Our picks offer safety features, durability, and value for first-time buyers. Choose a car you enjoy driving. Take your time, research thoroughly, and ask questions. For any insurance-related questions, call American Auto Insurance at 773-286-3500 to learn about affordable coverage options, including low-cost SR-22 insurance.
Image by DayronV is licensed with Pixabay License
