focus on your health and of those you care.
According to information from the Insurance Research Council, one out of eight drivers don’t have auto insurance. This is an eye-opening statistic when you consider how many people are driving on today’s crowded streets. If you have an accident with someone without auto insurance, you may have to pay any medical expenses and repair costs out-of-pocket.Suppose you don’t have uninsured motorist coverage and you or your passengers are injured. In that case, you have the option of taking legal action against the other party and suing for damages, but there are no guarantees you will win. Uninsured motorist coverage keeps you from paying out-of-pocket, so you can focus on your health and the health of those you care for the most when involved in an accident. It also keeps you from having to use your health insurance.
What Is Uninsured Motorist Coverage?
Most states require this type of auto insurance coverage, but coverage requirements vary. In Illinois, all drivers must be covered by liability insurance to help defray costs associated with damages or injuries sustained in a crash. Property damage liability insurance does not cover damages to your own vehicle, as that coverage is already built into your collision and comprehensive auto insurance policies.Without property damage liability coverage, even a fender bender could result in a huge financial loss. More than that, since liability insurance is required in Illinois, driving without it can cause you to lose your driving privileges.
This is a comprehensive guide to Uninsured Motorists Coverage insurance. Feel free to jump around from section to section. Simply click on one of the questions below to find an answer.
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