Instant Proof 

Auto Insurance & SR-22

For All Illinois Drivers


per month

Includes 24/7 Roadside 

Lowest Rate in Illinois

Instant Verification

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A+ Rated in Illinois 
Chicago, Auto Insurance

We are a top-rated and highly accredited company with an A+ Better Business Bureau rating for over 30 years.

Lowest Prices Starting at $14 Per Month

American Auto Insurance is the leading provider of low-cost auto insurance and SR-22 to the entire state of Illinois. We have a top-rated team of agents and support staff dedicated to serving our customers unique needs.

Includes 24/7 Roadside Assistance

American Auto Insurance is a local auto insurance agency headquartered in Chicago with payment centers throughout Illinois including Champaign, Peoria, and Springfield. We’re also proud to serve the neighboring cities, with customers in Peoria, Arlington Heights, and more!

No Credit Scoring

American Auto Insurance serves ALL drivers. Drivers with suspended licenses. Drivers with international licenses.

A+ Rated Auto Insurance Agency for Over 35 Years

We are a top-rated and highly accredited company with an A+ Better Business Bureau rating for over 30 years.

Cheapest Car Insurance

American Auto Insurance is committed to providing the lowest cost auto insurance in Illinois. Our rates are so cheap that one starts as low as $14 per month! We consistently offer low-priced insurance with 24/7 roadside assistance.

Instant Proof of Coverage

American Auto Insurance serves ALL drivers. Drivers with suspended licenses. Drivers with international licenses.

Talk To An Agent Today.

Are you a high-risk driver?

Do you currently have lapses in coverage?

We understand the unique needs of our customers and focus on providing fast solutions. If you’ve been turned off by large auto insurance agencies, work with an agency that understands the needs of Illinois drivers.


Discover How We Make A Difference With Your Company

Ready to experience all that American Auto Insurance has to offer, from affordable rates to excellent service? Get in touch with us today and request a free quote. You can also check out our blog to learn more information about the benefits of getting a policy with us or check out some great local businesses in Chicago, Illinois.

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Learn more about American Auto Insurance from our satisfied customers!

Selena Martinez / 


Your agents are the best! They are very professional, nice, polite and they listen to you whenever you call. Thank you!

kYLE b. /


I just purchased my SR-22 Insurance policy with American Auto and it was a wonderful experience. They were able to save me over $150 a month after I made the switch. It was fast and easy. AMERICAN AUTO IS THE WAY TO GO!

cHAD s. /


American Auto Insurance is the best choice in the Chicagoland area.

Frequently Asked Questions

While customers praise our affordable rates, there are other reasons that make American Auto Insurance the No. 1 provider in Illinois.

You can trust our Better Business Bureau A+ rating and years of industry experience. Customers also appreciate our excellent service, as they can take advantage of phone support during normal business hours or manage their accounts online.
Use our convenient portal to make payments and renew your policy as necessary.

Do you need Car Insurance?

Like most other states, Illinois requires all vehicle owners to have auto insurance. Getting a policy not only fulfills your legal obligations but also financially protects you and your family in the event of an accident. Here at American Auto Insurance, you can build a custom policy that meets state requirements and provides protection in various scenarios.

Here are just a few of the coverage types we offer:
  • Bodily injury coverage: Illinois requires all drivers to have bodily injury coverage of at least $25,000 per person per accident and $50,000 per accident. This coverage pays for costs relating to the deaths or injuries sustained by pedestrians or occupants of other vehicles, plus any costs related to your passengers who aren't members of your household.
  • Property damage coverage: The minimum requirement for property damage coverage is $20,000 per accident. It covers costs for damages to another person's vehicle and property such as trees, fences, signs, utility poles, or buildings.
  • Uninsured motorist bodily injury coverage: This policy covers your bodily injuries that result from hit-and-run accidents or at-fault drivers with no auto insurance. The state minimums for this type of coverage are $25,000 per person and $50,000 per accident.
    American Auto Insurance also offers "full coverage" policies, which include collision coverage and comprehensive coverage that pays for damage to your vehicle that is not the result of a collision. While collision coverage will pay for damage to your own vehicle in the event of an accident, comprehensive coverage can protect you and your family from the exorbitant costs of damage from weather, fire, vandalism, and even theft. You may have to pay a deductible ranging from $0 to $1,000. While Illinois doesn't require this type of policy, your lender might.

Secure the Cheapest Car Insurance in Illinois

Seeing how important it is for drivers to have auto insurance, high monthly rates shouldn't stop you from obtaining a policy. Our team is proud to offer you the cheapest auto insurance in Illinois. For over three decades, we've worked with citizens like you to provide the affordable protection you deserve. We don't implement credit scoring, meaning you can find an inexpensive policy with us even if other agencies have turned you down.

If you don't believe how affordable our policies are, just take a look at our testimonials. Customers who've switched from other providers rave about how much money our policies save them. Some of our customers even enjoy rates as low as $14 per month. To see if you qualify for these prices, consider requesting a free quote. Factors that can influence your rate include: Age, Gender, Marital status, Your driving record, The amount of coverage you purchase, Your location, The type of vehicle you own, How often you use your vehicle, How far you drive your vehicle, Who else in your household drives your vehicle.

Take Advantage of 24/7 Emergency Roadside Assistance

You never know what's going to happen when you're out on the road. Drivers frequently experience flat tires, dead batteries, and various mechanical problems. If you're having a particularly bad day, you might even run out of gas or lock your keys inside the car. These issues are super inconvenient, as they can lead to expensive repairs and result in you being late for work.

Here's the good news: Your policy through American Auto Insurance comes with 24/7 emergency roadside assistance. You can call our toll-free number day or night for the help you need to get back on the road. Our team partners with service stations and garages across the state that meet you where you're stranded. Whether you need to replace a flat tire, jump-start your vehicle, or replenish an empty gas tank, we've got you covered. You can also trust us to provide locksmith services or tow your vehicle to a garage of your choice.

Areas We Serve

Wherever you are in Illinois, our team is ready to work with you. We serve customers in areas ranging from Champaign and Springfield to Arlington Heights and Peoria. You can even contact a representative specific to your area for the personalized service you deserve.

Two winners per month

Refer a Friend

Once you realize the benefits of having an American Auto Insurance policy, you'll want to tell everyone about it. Take advantage of our unique referral program. Every driver you successfully refer to us wins you an entry into our raffle. Each month, we select two winners at random to win a $50 gift card. Be sure to spread the word about American Auto Insurance and refer your friends today.

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