per month

Evanston, IL Auto Insurance

Instant Proof

Instant Proof of Coverage

24/7 Roadside Assistance

Cheapest Car Insurance

Starting at $14 Per Month

No Credit Scoring

A+ Rated For Over 35 Years

If you live in the northern suburbs of Illinois, including Evanston, getting automobile insurance can be overwhelming because of the many options available to you. Thankfully, you can rely on American Auto Insurance to provide you with budget-friendly coverage without worrying about your credit history. Regardless of your credit score, driving history, or financial situation, our team can provide you with instant proof of coverage. If you’d like to see the coverage options available for you or have any questions, please contact American Auto Insurance in Evanston, Illinois, today, and we’ll be happy to support you.

Insurance You Can Trust in Evanston, Illinois

At American Auto Insurance, we understand that paying insurance premiums can account for a large share of vehicle ownership costs. That’s why we provide you with a variety of coverage options that best fit your budget. Whether you’re looking for SR-22 coverage or want to buy instant proof of coverage, our team can educate you about the policies that meet your requirements in Evanston. If you’d like to speak to one of our dedicated agents, please call 847-888-2300 today.

About Evanston

Incorporated in 1863, the city of Evanston is set on the shores of Lake Michigan and has a population of 78,110, according to the 2020 census. Despite being only 13 miles from Downtown Chicago, Evanston is an independent city that’s ideal for families and tourists. The city has 76 parks, 50 playgrounds, and six public beaches, including Lighthouse Beach, Clark Street Beach, and Dog Beach. It’s host to a diverse community of races, religions, and vibrant neighborhoods. The city has a thriving business economy and a scenic lakefront that accommodates residential structures and hosts several public recreational activities. 

Illinois State Insurance Requirements

Illinois requires drivers to have auto insurance. To drive legally in the state, your insurance plan must meet these minimum coverage requirements:

  • $25,000 bodily injury liability per person.
  • $50,000 bodily injury liability per accident.
  • $20,000 property damage liability per accident.
  • $25,000 uninsured motorist coverage per person.
  • $50,000 uninsured motorist coverage per accident.

Driving without insurance coverage can attract penalties, including fines and suspensions of your driver’s license. At American Auto Insurance, we provide flexible coverage with deductibles ranging from $0 to $1,000 to make it easy to find options that fit your needs and budget. 

American Auto Insurance Services in Evanston, Illinois

With rates starting at $14 per month, American Auto Insurance offers the lowest rates in the state of Illinois. Evanston is home to Northwestern University, which is a major landmark in the city. If you’re a student, you might want to take advantage of these cheap auto insurance rates. The city hosts several public facilities, including the Evanston Ecology Center, Fleetwood-Jourdain Center, Robert Crown Center and the Noyes Cultural Arts Center. With our insurance policies, you can explore these public spaces whether as a resident or tourist in your private or rental car with peace of mind. 

Besides being affordable, our plans also include 24/7 roadside assistance to guarantee your safety whenever you’re driving. We’re able to provide all our customers with instant proof of coverage regardless of their credit score or driving history. Here’s a list of insurance services American Auto Insurance of Evanston offers:

  • Uninsured/underinsured motorist coverage: This policy covers you if you’re involved in an accident with an uninsured driver or a driver who doesn’t have the proper insurance coverage.
  • Bodily injury liability insurance: This policy covers any injuries arising from an accident and also protects you if you’re the driver of a vehicle that injured or killed a person.
  • Property damage liability insurance: This policy covers you if your vehicle damages someone else’s property and protects you if the person files a lawsuit. 
  • Collision coverage: This policy covers damages to your vehicle if it gets hit by another road user or an object.
  • Comprehensive physical damage coverage: This policy covers theft of your vehicle, as well as damage due to fire or flood. 
  • Medical payment coverage: This policy covers the payment of the medical expenses of people in your car injured in an accident. 
  • SR-22 insurance: If the state has suspended or revoked your license for driving without insurance or committing other offenses, we’ll provide you with an affordable SR-22 insurance policy. The Illinois secretary of state’s office requires the policy to verify that you meet the legal minimum liability coverage to drive in Illinois before they can reinstate your driver’s license. 

Other services we offer include:

Rental Reimbursement

People in Evanston often use their cars to explore the local attractions, such as the public beaches, Grosse Point lighthouse and the Evanston History Center. If anything happens to your car and you hold both comprehensive and collision coverage, we provide rental reimbursement to help you offset the cost of renting a car up to $25 or $30 per day. 

Roadside Assistance

Whether you’re eating out at one of the fine restaurants in town or taking your family for a picnic at one of the local parks, you don’t have to worry about getting stranded. American Auto Insurance plans include 24/7 emergency roadside assistance to help you when the unexpected happens on the road. Whether you have a flat tire, suffer a dead battery, locked your keys inside your car, or need to get your tank filled, reach out to us on our toll-free number, and our partners will be on their way to assist you. 

Get a Fast Quote and Instant Coverage Today

Do you need affordable instant coverage today? Call American Auto Insurance at  773-286-3500 or submit your information for a quote online today. Here’s the information you need to provide to get a quote and instant coverage:

  • Name.
  • Address.
  • Date of birth.
  • Social Security number.
  • Driver’s license number.
  • Vehicle name, make, and model. 

The details above help us confirm your identity and vehicle information so we can offer you a quote that best fits your budget. 

Contact American Auto Insurance of Evanston, Illinois, Today

If you’re looking for a flexible and affordable auto insurance plan or SR-22, please contact our team of professionals today for a quote. Call 847-888-2300 to speak with one of our dedicated team of agents or get a quote online

article photo by Cole Jackson is licensed with Public Domain Mark 1.0

featured Photo by Joshua Sukoff on Unsplash

Bodily injury liability insurance covers people, not vehicles. It protects you if you injure or kill someone while operating your car.

Property damage liability insurance protects you if your car damages someone else’s property. It also provides you with a legal defense if someone files a lawsuit against you.

This covers losses that aren’t the result of a collision. For example, comprehensive insurance covers damage to your car if it is stolen, damaged by flood or fire.

If you’re injured by an uninsured driver, you’re covered.


Learn more about American Auto Insurance from our satisfied customers!

Selena Martinez / 


Your agents are the best! They are very professional, nice, polite and they listen to you whenever you call. Thank you!

kYLE b. /


I just purchased my SR-22 Insurance policy with American Auto and it was a wonderful experience. They were able to save me over $150 a month after I made the switch. It was fast and easy. AMERICAN AUTO IS THE WAY TO GO!

cHAD s. /


American Auto Insurance is the best choice in the Chicagoland area.

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Auto Insurance & SR-22