Many undocumented immigrants have questions surrounding their ability to obtain a driver’s license and insurance in Illinois. Recent laws have changed previous procedures and the criteria for obtaining a driver’s license, making it essential to know how the process works. Our American Auto Insurance team put together this guide to securing a license and cheap full coverage auto insurance in Illinois as an undocumented immigrant to help you get behind the wheel legally.

Can an Undocumented Immigrant Get a Driver’s License in Illinois?

Man behind the wheel of a car wearing a wristwatch in Illinois.

man driving a car wearing wrist watch by why kei is licensed with Unsplash License

Yes, as of July 1, 2024, undocumented immigrants can obtain a driver’s license in Illinois. In June of 2023, Governor J.B. Pritzker signed House Bill 3882 into law, granting undocumented immigrants the opportunity to get a standardized Illinois driver’s license. This replaced the previous Temporary Visitor Driver’s License with a standard four-year permit. 

At the time of the signing, Governor Pritzker stated, “This legislation is a significant step in eliminating the barriers to opportunity that many undocumented immigrants face. We’re ensuring every eligible individual can obtain a driver’s license, making our roads safer, decreasing stigma, and creating more equitable systems for all.”

To obtain an Illinois driver’s license, you must pass a driving test, present identification documents, and prove Illinois residency for at least one year. 

Can an Undocumented Immigrant Get Auto Insurance in Illinois?

Yes, as an undocumented immigrant, you can obtain auto insurance in Illinois. In addition to passing a driving test and providing identification, you must provide proof of relevant insurance. Undocumented immigrants can apply for this type of policy like anyone else in the state seeking a license. This requires contacting a car insurance provider and receiving a cost estimate.

How Does an Undocumented Immigrant Obtain a Driver’s License and Insurance in Illinois?

In Illinois, obtaining a driver’s license as an undocumented immigrant typically involves several steps. First, you must apply for a learner’s permit at a local Department of Motor Vehicles facility. This requires passing a written examination covering traffic laws, road signs, and safe driving practices. Once you have your learner’s permit, you can begin practicing your driving skills under the supervision of a licensed adult over the age of 21 who has held a valid driver’s license for at least one year.

After gaining sufficient experience behind the wheel — usually at least nine months — you can schedule a driving exam. This examination consists of a vision test, an assessment of your driving skills, and a road test to evaluate your ability to operate a motor vehicle safely. You must also provide the required documentation, such as proof of identity and auto insurance coverage.

You can obtain your license after successfully passing the driving exam and meeting all other conditions. It’s important to note that adult drivers seeking this permit in Illinois may have different requirements than teenagers or minors. The Illinois Secretary of State’s website offers comprehensive information, including forms and guidelines, to assist you throughout the application process.

Do Undocumented Immigrants Have Higher Insurance Rates?

Being an undocumented immigrant doesn’t automatically raise your auto insurance rates. Car insurance providers typically consider your driving history, including where you got your license and how long you’ve had it. Therefore, some insurers may charge more initially until you have more licensed driving experience in the United States. Researching the cheapest auto insurance options in Illinois will help you save money.

What Is Financial Responsibility Insurance?

Financial Responsibility Insurance (SR-22) is a legal requirement in the state of Illinois for individuals in specific situations. These include those with safety responsibility suspensions, revocations, mandatory insurance supervision, unsatisfied judgment suspensions, and individuals who have received three or more convictions for mandatory insurance violations. The length of time you’re required to have SR-22 insurance varies depending on your circumstances.

If you need SR-22 insurance as an undocumented immigrant, you can obtain it from an auto insurance provider authorized to write SR-22 policies for Illinois. The insurer will then submit a request for an SR-22 certificate and send it to the Secretary of State’s office for processing, which can take up to 30 days.  

Why You Should Choose American Auto Insurance

Undocumented immigrants seeking auto insurance in Illinois can turn to American Auto Insurance. Our agency provides affordable car insurance rates and several other perks. We aim to deliver some of the lowest auto insurance rates in the state, including SR-22 insurance and insurance for undocumented immigrants. At American Auto Insurance, we proudly serve all residents of Illinois, regardless of their credit score or driver’s license status.

When you sign up with our team at American Auto Insurance, you’ll receive instance proof of insurance. We know you’re eager to get on the road, and our team works quickly to provide proof of coverage so you can legally get behind the wheel. Our plans also come with 24/7 roadside assistance. Whether you’re stuck on the side of the road with a flat tire or in your driveway with a vehicle that won’t start, our team will come to your location and assist you.

When seeking auto insurance coverage in Illinois, don’t settle for just any insurance provider. Our agency has an A+ rating and over 35 years of experience. At American Auto Insurance, we strive to provide you with high-quality customer service and affordable auto insurance. 

Get Covered by American Auto Insurance Today

If you’re an undocumented immigrant in Illinois seeking auto insurance, call our team at American Auto Insurance today. We’ll happily answer any questions about our policies or the steps you need to follow to obtain insurance. We can also provide you with a free auto insurance estimate so you can see that we offer the lowest rates around. Thank you for choosing American Auto Insurance, and we look forward to hearing from you.


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