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American Auto Insurance FAQ

What exactly is a SR22 Form?

SR22 financial responsibility certificate that is filed with the Secretary of State’s Office.

If I cannot print my documents, what should I do?

Call 773-286-3500 and we will instantly fax or mail the documents to you.
Who has to be listed on my policy?
Anyone listed on the title or loan of the vehicle(s) and all household member 15 and older.
Why does the owner of the car need to be listed?
The owner or co-signor is financially responsible for any accident or damage to persons or property caused by the vehicle.
What drivers need to be listed on my policy?
Include anyone who will regularly operate your vehicle(s). Failure to disclose any driver will result in a surcharge of premium of denial of claim. Any driver who lives in your household and will drive your car on a regular basis must be listed on your policy.
What is an exclusion form?
An exclusion form says that one or more people in your household or the owner/co-signer of the car will not be driving your vehicle.
What is a non-business form, do I need to sign it?
A non-business form simply states that you do not use your vehicle for any type of delivery, business, commercial, or artisan-type occupations; That is is not titled or leased to a business, corporation, or partnership; Nor is it used to pick up or deliver goods. If you’re a business owner, self-employed, or a tradesperson you’ll be required to sign this form if you’re applying for a personal auto policy.
Where can I find my lien holder address?
Lien holder information is on your previous insurance documents.
How do I report a claim?
To file a claim, you must contact your insurance provider directly. Or you can call 773-286-3500 for assistance.
If I am missing information, can I complete my application later?

Yes. Just save your Quote Application by clicking the ‘Save and Exit’ link and you will be prompted to enter your Quote Number and Password to continue completing your application.

How much time does it take to receive a price?
It takes about 2 minutes to complete the application.
Do you need my e-mail address?
Yes. Your e-mail address doubles as your username so you can get back securely to your quote later. If you do not have an e-mail address, you can get one free through sites such as Google, MSN, or Yahoo. Your information is kept confidential and will never be sold or distributed.
Do you offer savings?
We have Good Driver Discounts and Prior Proof of Insurance Discounts.
When do you charge my account?
Payment Options
We accept all payment types including Visa, Mastercard, Discover, American Express, Western Union, Check and Cash.
Where do I find the VIN?
You can find your VIN# on Insurance Documents, like your Vehicle Registration, on the dashboard of your vehicle just below the windshield, or on the driver’s side doorpost.
How are car insurance quotes determined?
  • Age
  • Gender
  • Marital Status
  • Type of Vehicle
  • Driving Record
What information is necessary to start a policy?
Driver’s License and Vehicle Identification Numbers (VINs) for each vehicle.
Can I get car insurance without a driver's license?

You sure can. We’ve written about this exact topic extensively.

How many prices will I see?
The lowest price available, INSTANTLY!
How quick will I get Proof of Insurance documents?

Call Now!

Our Illinois agents are available.


Monday - Friday 8am-9pm
Saturday 8am-5pm


Auto Insurance & SR-22

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