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South Holland, IL Auto Insurance

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Starting at $14 Per Month

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If you live in South Holland, Illinois, you have many options for auto insurance. At American Auto Insurance, we offer South Holland drivers comprehensive, low-cost car insurance, including liability coverage and SR-22 insurance. Our rates start as low as $14 per month, so you can save money on your car insurance policy. As a South Holland resident, you can count on American Auto Insurance for all your car insurance needs, as we are the cheapest and most reliable in Illinois.

Full Coverage Car Insurance in South Holland, Illinois

Man leaning out of white van in South Holland, IL

We provide a wide range of car insurance coverages to protect South Holland drivers like you and your family. With full coverage affordable insurance, you can feel confident when you’re on the roads in South Holland. Whether you’re driving the kids to school or heading to a family-friendly event in the community, having the right car insurance can give you peace of mind when you’re behind the wheel. There are different coverages we provide for residents in the village of South Holland.

About South Holland

In the charming Chicago suburb of South Holland, you’ll find friendly neighbors, good schools, and idyllic parks. Over 21,000 people live in South Holland, according to recent census data. The suburb has over 30 parks and several school districts, making it a desirable area for families. In South Holland, people genuinely enjoy coming together as a community, whether they’re gathering at Veterans Memorial Park or celebrating at the annual Heritage Fest. Most South Holland residents value their quality of life and affordable cost of living.

Liability Insurance

Like the rest of the state, South Holland drivers must have liability insurance to drive legally. If you cause an accident, liability insurance will cover other people’s damages or injuries. Illinois law requires you to have the following two types of liability coverage with minimum amounts:

  • Bodily injury liability: This type of liability coverage will cover medical expenses for other people injured in an accident. You must have at least $25,000 in bodily injury liability per person per accident and $50,000 total per accident.
  • Property damage liability: If you damage another person’s property, such as their vehicle, this coverage will pay for those expenses. In Illinois, you need to have at least $20,000 in property damage liability per accident.

While these are the minimum requirements for liability insurance, this coverage may not be enough to cover all the expenses after an accident. For example, if the other driver sustains significant injuries, their medical bills may cost more than $25,000. In that case, you may have to pay additional costs out of pocket. For this reason, it’s a good idea to purchase additional liability coverage beyond what Illinois law requires.

SR-22 Car Insurance

No one is a perfect driver. If you’ve received multiple driving violations from the South Holland Police Department, the state of Illinois may require you to have SR-22 car insurance. At American Auto Insurance, we understand your need to drive for your daily commute or other everyday living activities. That’s why we file your SR-22 form electronically and provide immediate proof of coverage so you can get back on the road as quickly as possible.

In addition to our quick turnaround times, we offer cheap SR-22 insurance in South Holland. Our friendly, knowledgeable agents will work closely with you to find a plan that fits within your budget. Don’t let your imperfect driving record hold you back. Contact us today for a fast quote on affordable SR-22 insurance.

Comprehensive Coverage

After a South Holland storm, you’ll be grateful to have comprehensive coverage if hail or strong winds cause damage to your vehicle. Comprehensive coverage is optional in Illinois, but if you finance your vehicle, your lender may require you to have it. We provide affordable comprehensive car insurance for South Holland drivers. Besides inclement weather, this local insurance will cover damages to your vehicle caused by theft, vandalism, fire, civil disturbances, and falling objects, such as a tree.

Uninsured or Underinsured Motorist

Even though all states, including Illinois, require drivers to carry minimum liability insurance, some people ignore this law and drive without it. If you get into an accident with an uninsured or underinsured driver, this type of coverage will ensure you don’t have to pay for your own damages or injuries out of pocket. It’ll also cover medical expenses for other passengers in your vehicle. While you can choose to pursue legal action against the uninsured driver, having this insurance allows you to prioritize your family’s health and safety in the aftermath of an accident.

Medical Payments

We hope you’re never injured in a car accident, but if you are, medical payment coverage can cover your expenses so you can focus on healing. It’ll also pay for your passengers’ medical expenses if they’re injured in the accident. This coverage applies regardless of who’s at fault in the accident.

Illinois doesn’t require you to have this insurance, but it can be good to have if you’re worried about whether your health insurance will fully cover injuries you sustain in an accident. Medical payment coverage can also offset the costs of your insurance deductible or co-pays as well as costly emergency room visits or ambulance fees.

Rental Reimbursement

If you need your car to commute into Chicago or take your family somewhere, an accident can cause a serious disruption to your routine. Extensive damages can leave you without a vehicle for days or even weeks while you wait for repairs.

To avoid this inconvenience, you can get rental reimbursement coverage, which provides a set amount each day for a rental vehicle. For example, our policies usually provide $25 to $30 per day to cover a rental cost. With a rental vehicle, you don’t have to miss work or skip a fun community event, such as the annual Winter Wonderland.

Get a Low-Cost Car Insurance Quote in South Holland, Illinois

Car insurance is essential to protect you and your family on the South Holland roads. At American Auto Insurance, we offer full coverage policies that don’t cost an excessive monthly fee. With our affordable insurance plans, you can meet the minimum Illinois requirements and satisfy SR-22 regulations. We can help with the entire car insurance process, from answering your questions to providing low-cost plans to meet your budget and needs. If you need cheap, reliable auto insurance in South Holland, call us today to speak with one of our agents and get a free quote.

Photo by frank mckenna on Unsplash

Bodily injury liability insurance covers people, not vehicles. It protects you if you injure or kill someone while operating your car.

Property damage liability insurance protects you if your car damages someone else’s property. It also provides you with a legal defense if someone files a lawsuit against you.

This covers losses that aren’t the result of a collision. For example, comprehensive insurance covers damage to your car if it is stolen, damaged by flood or fire.

If you’re injured by an uninsured driver, you’re covered.


Learn more about American Auto Insurance from our satisfied customers!

Selena Martinez / 


Your agents are the best! They are very professional, nice, polite and they listen to you whenever you call. Thank you!

kYLE b. /


I just purchased my SR-22 Insurance policy with American Auto and it was a wonderful experience. They were able to save me over $150 a month after I made the switch. It was fast and easy. AMERICAN AUTO IS THE WAY TO GO!

cHAD s. /


American Auto Insurance is the best choice in the Chicagoland area.

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Auto Insurance & SR-22