Rockford Auto Insurance
Call a Local Agent 815-740-1200
American Auto Insurance is the No. 1 provider of affordable auto insurance and SR-22 insurance in Illinois. Over the years, we have helped countless people gain the protection they need to drive their vehicles with absolute peace of mind. While we’re headquartered in Chicagoland, we have seven other locations across Illinois to make it convenient for you to obtain your desired auto insurance coverage, including in the southern and western Chicago suburbs, northern Chicago suburbs, central Illinois, west-central Illinois, and southern Illinois. If you live in Chicagoland and want to purchase quality auto insurance or SR-22 insurance at the most competitive rate, you can contact our friendly and helpful representatives at 773-286-3500. Alternatively, stop by our office at 3201 North Harlem Avenue. We are open from 8 a.m. to 9 p.m. from Monday to Friday, 8 a.m. to 5 p.m. on Saturday, and 8 a.m. to 3 p.m. on Sunday.
Get the Best Deal on an SR-22
American Auto Insurance is one of the best places in Chicagoland to obtain an SR-22 because of our easy application process and affordable rates. An SR-22 is a document that serves as proof that you carry at least the minimum auto insurance coverage required in the state of Illinois. It must be filed with the Illinois Driver Services Department through an insurance company. This form of insurance is important because it’s a requirement for reinstating your driver’s license after being convicted of a major driving offense. Below is a list of frequently asked questions about SR-22 insurance:
Who needs an SR-22?
Drivers who need SR-22s are those whose licenses have been suspended for one of the following reasons:
- Driving under the influence (DUI).
- Driving without insurance.
- Failing to renew an expired license plate.
- Multiple traffic offenses.
- Having a high number of demerit points.
What do I need to do to get an SR-22 in Illinois?
The process of getting an SR-22 in Illinois is the same as buying auto insurance. If you have an existing insurance policy with American Auto Insurance, you can simply let us know that you want to add SR-22 insurance to your policy. You can also purchase a new policy with us and then specify that you need an SR-22. Subsequently, we’ll send your SR-22 form to the Driver Services Department to be processed. Once your form has been filed, you must wait for the state government to notify you.
Can I get an SR-22 today?
Yes, you can get a quote and fill out an SR-22 form today. Because we have a lot of experience filing SR-22 forms, we can submit your form to the Driver Services Department for processing in a timely manner.
Can I buy a policy with an SR-22 online?
To help you save time and reduce hassle, American Auto Insurance allows you to purchase an auto insurance policy and SR-22 online. In fact, you must file an SR-22 electronically. All you need to do is get a quote and spend a few minutes filling out a short form.
Is an SR-22 considered auto insurance?
An SR-22 isn’t a form of auto insurance but a certificate of insurance that verifies you have the required insurance coverage. By itself, it doesn’t entitle you to claim compensation if you get involved in an accident.
How long does an SR-22 last in Illinois?
In Illinois, you’re required to maintain your SR-22 for three years. If possible, renew your SR-22 at least 45 days ahead of your policy’s expiration date so you can avoid having your driver’s license suspended again. If you fail to renew your insurance 15 days before it expires, your insurer has the legal obligation to notify the state government.
What types of SR-22 certificates are there?
The three types of SR-22 certificates include:
- Owner SR-22: If you own your vehicle and hold the insurance for it, you must purchase an owner SR-22 certificate. This certificate proves the car is yours and insured under your name.
- Non-owner SR-22: If you don’t own a car, you still have to get an SR-22 if you drive one. In this case, you’re required to buy a non-owner SR-22.
- Owner/operator SR-22: An owner/operator SR-22 certificate covers every vehicle you own and drive. Consider getting this type of certificate if you drive more than one car.
Rockford Drivers Prefer American Auto Insurance:
Why Choose American Auto Insurance in Illinois
Vehicle owners across Illinois choose American Auto Insurance as their auto insurance provider for many reasons. First, we’re a highly accredited company that has maintained an A+ rating with the Better Business Bureau for more than 30 years. Our impressive record of business excellence is the result of our strong commitment to quality products, excellent service, and customer satisfaction. As such, you can trust us to provide you with the best auto insurance solution at the lowest possible price.
At American Auto Insurance, we understand that purchasing car insurance can be a confusing and daunting task. To make the process as easy and straightforward as possible, we’ve put together a top-notch support team that can answer any queries you might have and provide expert advice to help you choose the right coverage. In addition, we have payment centers in Chicago, Champaign, Springfield, and Peoria to help you pay your premiums with minimal hassle. You also have the option of making payments online.
One of the main reasons American Auto Insurance is the most preferred auto insurance provider in Illinois is our low premiums. Believe it or not, our insurance coverage starts as low as $14 a month. Rest assured you’ll get the best deal on any type of auto insurance. In addition to SR-22 insurance, we offer the following coverages:
- Bodily injury liability.
- Property damage liability.
- Comprehensive physical damage.
Regardless of whether you’re a first-time car owner, a high-risk driver, or a driver with a suspended license, American Auto Insurance can provide you with the right auto insurance coverage. Get an online quote, or contact your local agent today.
I tell everyone the story of American Auto Insurance vs. the ‘Big Guy$’ – the companies that run commercials but don’t provide the same value. You guys rock!
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