Choosing an automobile insurance agency is a big decision. You can find many companies out there, but why not choose one from your home city? If you’re looking for auto insurance coverage in the Park Ridge area of the Chicago Northern Suburbs, reach out to American Auto Insurance. No matter your driving history or whether you’ve been turned away by other companies, we make it easy to get coverage. We offer low prices and instant proof of coverage, plus we have maintained an A+ rating among Illinois insurance agencies for over 35 years.
Park Ridge, Illinois
Park Ridge, Illinois, is a Chicago suburb in Northern Illinois. Maintaining a small-town feel has been important to the city, and this quaint, friendly vibe has been maintained wonderfully. You’ll find many job opportunities and things to do here, and you’ll often need to drive to see all Park Ridge has to offer. American Auto Insurance is proud to provide citizens of our community with affordable insurance options.
Auto Insurance for Illinois Drivers
Drivers in Illinois have a number of types of insurance coverages available to them. These include:
- SR-22 Insurance. This type of insurance documentation is typically required for high-risk drivers who have had a license revoked or have committed certain violations in Illinois. Learn more.
- Bodily injury liability. This type of insurance covers people who may be injured or killed in an accident while you are operating your vehicle. It also provides coverage in the event you’re sued after an accident.
- Property damage liability. Property damage liability will protect you if you’re in an accident and you damage someone else’s property. As with bodily injury liability, it provides legal defense if you’re sued as a result of an accident.
- Comprehensive physical damage coverage. This will cover losses that aren’t caused by a collision. Instead, it covers damage due to events such as floods, fire, and vehicle theft.
- Uninsured motorists coverage. This type of coverage will cover you if a driver injures you without insurance.
- Collision coverage. Collision coverage will pay for vehicle damages if you hit another vehicle or object or if another vehicle strikes your vehicle in a hit-and-run.
We also provide rental reimbursement coverage for our customers. For example, suppose your vehicle is damaged and can’t be driven for a reason that’s covered under your collision or comprehensive coverage. In that case, we’ll put you in a rental vehicle and typically cover up to $25 per day.
American Auto Insurance can provide you with any of the above insurance policies at affordable prices, right here in your home city of Park Ridge. Reach out to one of our friendly representatives today at 847-888-2300 to get a quote today.
SR-22 Insurance in Illinois
If you’re required to maintain SR-22 coverage, it may be challenging to find an affordable option. This coverage may be required if you’ve had a lapse in either insurance coverage or driving privileges and proof of consistent coverage is required to get your driver’s license reinstated. At American Auto Insurance, we understand how frustrating this can be, and we and have the experience to help you deal with it.
We’ve been providing citizens of Park Ridge with low-cost SR-22 coverage for over three decades. This coverage is also called a Certificate of Financial Responsibility. While it’s technically not a form of insurance, if you’ve been required by law to have it, we can get you the documentation you need to get back on the road quickly. Here are some of the common reasons you may find yourself needing SR-22 coverage:
- Driving without proper automobile insurance.
- Expired license plates.
- Repeated traffic violations.
- Failure to maintain a previous SR-22 requirement for the three-year minimum.
- A suspended or revoked driver’s license.
- A conviction of a DUI.
Don’t pay more than you need to for proper SR-22 coverage in Illinois. We can provide you with an affordable policy and instant proof of coverage today so that you can get back on the road.
Members of the American Auto Insurance family can take advantage of our roadside assistance program. This 24-hour-a-day service can be used for the following:
- Emergency road services. This includes gasoline delivery, mechanical assistance, tire changes, and jump-starts.
- Emergency towing. This coverage entitles you to a tow if your vehicle can’t be started. We will offer to tow to a garage of your choice any time of day, any day of the week.
- Toll-free emergency service lines. You can call our toll-free number whenever you need it if your vehicle becomes disabled while on the road.
- Emergency lockout service. If you happen to lock your keys inside your vehicle, we will send a locksmith to you.
- Auto accident towing. This coverage entitles you to tow services if you’re in a reportable accident with another vehicle.
We encourage all members to take advantage of our premium roadside assistance program. This exclusive program can be added to your current policy online or by phone at 800-221-8062.
Why Should You Choose American Auto Insurance?
If you’re looking for an affordable insurance company in your home city, American Auto Insurance may be the right fit for you. We understand it’s important to find coverage that you can afford and that fits minimum state requirements. As a result, we’re a top provider of low-cost automobile insurance and SR-22 coverage throughout the state of Illinois, including the Park Ridge area.
All you need to start a policy is the Vehicle Identification Numbers (VIN) for each vehicle and your current driver’s license. We base our quotes on your driving record, type of vehicle you own, age, gender, and marital status. Your credit score won’t determine your pricing here. We also offer discounts for prior proof of insurance and a Good Driver Discount.
Our team is made up of top-rated agents and other support staff members who are dedicated to providing you with high-quality service. We understand that each of our customers has needs specific to their situation, and we focus on that when looking for the best coverage option for you. You can save money today by choosing American Auto Insurance.
If you’re located in the Park Ridge area of Illinois, contact us today for affordable auto insurance coverage. We can be reached by phone at 847-888-2300 or 800-483-4868 for any questions you may have or to get your customized quote. One of our agents would be more than happy to help answer any questions you may have and find the coverage you need. You can get instant proof of insurance today, with prices not based on your credit score.