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Cheap SR22 Car Insurance & Quotes in Oak Park, IL

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American Auto Insurance is your local insurance company in Oak Park, Illinois, and we provide a wide range of coverage to suit your needs. We’re not only the most reliable auto insurance provider for Oak Park residents, but we’re also the cheapest in the area. You can get a policy offering the exact coverage you need for your vehicle and budget. We even offer SR22 policies for less than our competitors. Discover why so many people choose to call Oak Park home and why we’re the go-to source for cheap auto insurance in the community.

Why Live in Oak Park?

Being only a short drive west of Chicago’s loop makes Oak Park a convenient place to live if you want to be close to the city. The downtown Oak Park area boasts excellent shops, restaurants, and businesses along with year-round events that mean something’s always going on around town. Residents in the area are well educated and tend to hold professional jobs, and housing can be less expensive here than it is in the city. 

You’ll find a diverse culture among the residents of Oak Park. The people who live in the neighborhood are friendly and welcoming. It’s a safe place where families can enjoy strolling the streets or dining at local eateries.

Where To Go in Oak Park?

Living in Oak Park means you’ll have plenty of options for entertainment and family-friendly activities. The state-of-the-art seven-screen movie theater shows the latest blockbusters. Take a tour of the Frank Lloyd Wright homes — he was a long-time Oak Park resident — and marvel at their incredible architecture. Explore the indoor botanical garden at Oak Park Conservatory any time of year, and get outdoors and learn about native animals at the Hal Tyrrell Trailside Museum of Natural History.

You’ll also find food from around the world at Oak Park’s many ethnic restaurants. From Greek and French to Lebanese and Moroccan, Oak Park has it all.

What Auto Insurance Coverage Do Oak Park Residents Need?

If you live in Oak Park, you may want a car for convenient transportation around town or into Chicago or the surrounding areas. Oak Park residents need to carry the right auto insurance if they want to drive legally in Illinois and protect their finances. Like most states, Illinois has a minimum coverage amount for auto insurance policies. You’ll need to have bodily injury liability coverage that pays $25,000 per person and $50,000 per accident. Your insurance policy also needs to have $20,000 in property damage liability coverage and $25,000 in uninsured motorist bodily injury coverage.

A policy with the coverage described above means your insurance policy will pay out up to $25,000 per person involved in an accident you cause. This is after you pay your deductible, which is the amount you pay out of pocket before your insurance kicks in. The policy will only cover up to $50,000 per accident, regardless of how many people are involved. For property damage you cause in an accident where you’re at fault, this insurance policy will pay up to $20,000 to cover damages.

Should Oak Park Residents Get Additional Car Insurance?

Several situations may require you to need or want auto insurance coverage beyond that of a liability policy, which is the minimum coverage you can have in Illinois. If you lease or have a loan on your vehicle, your lender will probably require you to have a full coverage insurance policy. For an auto insurance policy to be considered full coverage, it must include comprehensive and collision coverage. These additional coverage options provide more protection to the lender if you’re in an accident. 

Comprehensive coverage kicks in for damages that aren’t related to an accident, such as theft or vandalism. Collision coverage, unlike liability coverage, protects you if you cause an accident and injure yourself or damage your property. You can also opt for personal injury protection coverage if you want additional medical coverage after an accident.

Where Can You Get Cheap Auto Insurance in Oak Park?

If you’re looking for a cheap auto insurance company in Oak Park, look no further than American Auto Insurance. We understand the insurance needs of Oak Park residents, and we can help you get the coverage you need to protect yourself and your finances. Getting in a car accident can be a frightening experience that disrupts your life. Let us take some of the burden off with our team of experienced insurance agents who can assist you with all your auto insurance needs. We provide budget-friendly policies that offer the coverage you want.

What Types of Auto Insurance Does American Auto Insurance Provide?

No matter your auto insurance coverage needs, you can find a policy that suits your budget and Oak Park lifestyle when you choose American Auto Insurance. The Illinois coverage we offer includes:

  • Bodily injury liability.
  • Property damage liability.
  • Comprehensive physical damage coverage.
  • Uninsured motorist coverage.
  • Roadside assistance.
  • Non-owner car insurance.
  • SR22 coverage.

Our policies start as low as $14 per month, and we’ll provide you with instant proof of coverage. You’ll get 24/7 roadside assistance when you choose American Auto Insurance as your auto insurance provider. Get a quick, free quote to find out how much you can save with an insurance policy from us.

Choose American Auto Insurance for Your Oak Park Insurance Provider

Whether you’re shopping for a new insurance policy, looking to add a vehicle, or filing an insurance claim, American Auto Insurance is here for you. We value our customers and always make their needs a top priority. Not only do we have the cheapest insurance in Oak Park, but we also have an excellent reputation for assisting our customers with the entire auto insurance process, from answering your questions to providing the best coverage. Give us a call today to learn more about your coverage options and to get a quote for your auto insurance coverage.

Bodily injury liability insurance covers people, not vehicles. It protects you if you injure or kill someone while operating your car.

Property damage liability insurance protects you if your car damages someone else’s property. It also provides you with a legal defense if someone files a lawsuit against you.

This covers losses that aren’t the result of a collision. For example, comprehensive insurance covers damage to your car if it is stolen, damaged by flood or fire.

If you’re injured by an uninsured driver, you’re covered.


Learn more about American Auto Insurance from our satisfied customers!

Selena Martinez / 


Your agents are the best! They are very professional, nice, polite and they listen to you whenever you call. Thank you!

kYLE b. /


I just purchased my SR-22 Insurance policy with American Auto and it was a wonderful experience. They were able to save me over $150 a month after I made the switch. It was fast and easy. AMERICAN AUTO IS THE WAY TO GO!

cHAD s. /


American Auto Insurance is the best choice in the Chicagoland area.

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Auto Insurance & SR-22