The average resident in the Berwyn part of the Chicago metropolitan area has two cars in their household and a daily commute of about 30 minutes. This makes affordable auto insurance a must for nearly every Berwyn household. If you’re looking for the cheapest and most convenient car insurance plan in the area, turn to American Auto Insurance. ¡Se habla español! Visite nuestro sitio web completo en español para encontrar el seguro de automóvil más barato en Berwyn y en todo Chicago.
Insurance You Can Trust in Berwyn, Illinois
At American Auto Insurance, we’re known for offering convenient, cheap auto insurance in Berwyn, and we’re committed to providing affordable options that will help you stay on the road. With our variety of insurance options, you’ll be able to find a plan that fits your needs and your budget. We even offer SR-22 auto insurance certificates to help you stay in compliance with any applicable regulations on your license.
Our knowledgeable team can help you explore all your options, whether you want to stick with the state’s minimum coverage requirements or go above and beyond. Contact us today for all the information and assistance you need to set up convenient auto insurance in Berwyn.
Living in Berwyn
Berwyn, Illinois, is named after Berwyn, Pennsylvania, a quaint village near Philadelphia that’s well known for its charming gardens and picturesque location. The early founders of Berwyn desired just such a place, so they took the same name for their own burgeoning town. It became a city in 1908 and has enjoyed steady growth and development over the decades. Today, Berwyn is a robust melting pot with a population of more than 57,000 residents, including Italian Americans, Yugoslavians, Ukrainians, Hispanics, African Americans, Greeks, Poles, Lithuanians, and Asian Americans.
The cost of living in Berwyn is 5.7% higher than the national average and 12.8% higher than the state average. While Berwyn homes are about 10% more expensive than the average in Illinois, they come in 21.4% lower than the national average. The highest expenses come from miscellaneous spending for things such as entertainment, clothing, and eating out, which is 40.5% more expensive than the national average. Transportation costs in Berwyn are also high. Expenses such as gas and auto insurance are 33.9% higher than the national average, demonstrating why it’s so important to find an affordable car insurance company.
Requirements for Driving in Illinois
In the state of Illinois, you must have a valid driver’s license and minimum car insurance coverage to legally drive. Illinois requires:
- $50,000 of liability insurance for the injury or death of multiple people in a crash.
- $25,000 of liability insurance for the injury or death of a single person in a crash.
- $20,000 of liability insurance for damage to another person’s property in a car accident.
This level of coverage will keep ensure compliance on the road, but it won’t cover any injuries or damage that you, your passengers, or your vehicle suffer if you’re at fault in an accident. For that reason, you may want to consider increasing your insurance coverage for greater protection.
If you’re convicted of driving without liability insurance, you’ll face a minimum $500 fine for your first offense. If you’re convicted a second time, the state will suspend your driver’s license for four months. After that time, you must pay a $100 reinstatement fee and provide proof of insurance. After a third conviction, you’ll have to file an SR-22 certificate with the state to provide proof of car insurance. We can provide you with this certificate if necessary to help you get back on the road.
American Auto Insurance Services in Berwyn
We offer a full range of car insurance plans to help you get the coverage you want at a price that fits your budget. Our plans start from as low as $14 a month, making them the cheapest in all of Illinois. With Berwyn’s high cost of living, this is a welcome way to save. Best of all, we can provide instant proof of coverage when you sign up for a plan.Â
Naturally, we offer all required forms of coverage for Illinois residents, including bodily injury liability coverage and property damage liability coverage. Other types of car insurance you can sign up for include:
- Collision coverage:Â Pays for damage to your vehicle if you’re hit by an object or another car.
- Comprehensive physical damage coverage: Covers damage from fire, flood, vandalism, or theft.
- Medical payment coverage:Â Assists with medical expenses for people in your car at the time of an accident.
- Uninsured/underinsured motorist coverage:Â Pays for medical costs or damage to your vehicle if the other driver is at fault but uninsured or carrying inadequate coverage.
We offer SR-22 insurance certificates with any policy if you’re required to file this paperwork with the state. We also provide rental reimbursement if you’re in an accident that leaves you without a vehicle. This means you’ll never have to miss your favorite Berwyn highlights, such as Wednesday open mic nights at The Friendly Tap or the latest art show at The Outta Space. We’ll reimburse you for the cost of a rental car up to $30 a day.
We also help to ensure that you’re never stranded. Whether your car breaks down near home in Berwyn or during a trip to nearby Chicago, we can provide roadside assistance for things such as a dead battery or flat tire to help you get on your way.
Contact American Auto Insurance in Berwyn Today
If you’re ready to take advantage of all the perks that come with our affordable car insurance, contact us to get your personalized quote today. Just provide us with a few essential details, such as your name, address, Social Security number, driver’s license number, date of birth, and vehicle information. We’ll get back to you with a fast quote and instant proof of insurance if you choose to sign up for coverage. Look no further than American Auto Insurance to provide the most affordable and convenient path to auto insurance in Berwyn.
Get your quote online or call 773-286-3500 today.
